Bitcoin and investing
How a fringe experiment became part of the financial system — and what that means for an ordinary person weighing up whether and how to invest.
researcher · teacher · traveller · manager
I study how Bitcoin, AI and digital transformation are reshaping markets, education and business. I then work with universities and public administration to turn that research into working services, more practical teaching and decisions you can defend.
How a fringe experiment became part of the financial system — and what that means for an ordinary person weighing up whether and how to invest.
Artificial intelligence did not reach universities through strategies and directives, but through students and their laptops. I study what that actually does to teaching.
Digital transformation is not new software. It is a change in how a company earns, communicates and decides — software is only the consequence.
Publications worth reading — explained so they make sense outside academia too.
It shows how Bitcoin can be approached with data instead of opinions — and where that approach runs into its limits.
If you have ever wondered how profit from cryptocurrency is actually taxed, this review shows why there is no simple answer anywhere in the world.
Instead of another price story it offers a sorting device — which layer of Bitcoin actually shook at which event: the market, trust, the protocol or the institutions.
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You do not have to be an analyst to invest. But you should know what you are getting into, where your return is supposed to come from, and what would have to happen for it not to arrive.
Together with co-authors I am preparing a university textbook (working title, roughly 200 pages) for e-commerce students. I am writing the chapters on cryptocurrencies as a payment system in online shops and on financial management and investing in digital assets.
I am editing a special issue of the FinTech journal (MDPI) on cryptocurrencies and digital cash. The submission deadline is 30 November 2026.
For a textbook on the circular economy in cities I am writing the chapter on how digitalisation changes the way it works. It does not create it on its own, but it lowers information and coordination barriers. The text is with the editor and the book is being compiled.
Alongside academic work I help run public-sector IT projects — how they are designed, tested, deployed and explained to the people who use them every day.